A defendant shall be punished by imprisonment for four months.

However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Punishment of the crime

No person shall, in using and managing a means of access used in electronic financial transactions, borrow or lend a means of access knowing that it is intended to use the means of access for a crime or intended to be used for a crime.

Nevertheless, on December 2, 2019, the Defendant received a proposal from a non-freshing staff member who assumes the B Bank Loan Team in order to “a loan up to 50 million won after repeatedly manipulating credit rating when sending a physical card without credit rating,” and knew that such act was a fraud against the credit institution. The Defendant sent the C Card to the Bosing Organization in the same way, and sent it to the Defendant’s account to the Bosing Organization in the same way. If it was sufficiently anticipated that the Defendant’s account was used for the Defendant’s crime of Bosing and was used for the Defendant’s account in the same manner as the Defendant’s account was used for the Bosing and then was used for the Bosing in the same manner, but it was then consented, on December 2, 2019, the Defendant sent 1 cock card linked to the D Bank Account (E) account in the name of the Defendant using the Defendant’s house from the front line of the Michuhol-gu Incheon building C in the name of the Defendant.

Accordingly, the Defendant knowingly lent the means of access to the crime.

Summary of Evidence

1. Defendant's legal statement;

1. A written statement (written supplementary documents to telephone financial fraud);

1. A list of deposit and withdrawal transactions;

1. Provision of financial transaction information;

1. Application of Acts and subordinate statutes to a report on investigation (verification of investigative power of the same kind);

1. Relevant Article of the Act on Criminal Facts and Articles 49 (4) 2 and 6 (3) 3 of the Electronic Financial Transactions Act concerning the selection of punishment;

1. The reason for sentencing under Article 62(1) of the Criminal Act is to recognize and reflect the defendant's mistake, and there is no benefit from the crime of this case and the circumstances of this case shall be determined as per the disposition.