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1. As to KRW 175,00,000 among the Plaintiff (Counterclaim Plaintiff) and the Plaintiff’s 21,000,000 among them, the Plaintiff (Counterclaim Defendant) on June 3, 2013.
Reasons
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. Facts of recognition;
A. On April 26, 2011, the Plaintiff shall pay the insurance proceeds calculated by the amount of insurance coverage x 70 million won x payment rate in the event of a subsequent disability with less than 80% of the amount of insurance coverage x the amount of payment x the Plaintiff’s insurance coverage x the insured and beneficiary B, the insurance period from April 26, 201 to April 26, 2074, and from April 26, 2011 to April 26, 2074.
(2) On June 15, 2012, the Plaintiff entered into a contract with the Defendant to change the policyholder and the beneficiary of the said insurance contract to the Defendant. (2) The main contents of the instant general and special terms and conditions applicable to the instant insurance contract are as follows.
Article 17 of the General Terms and Conditions (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary):
2. When each rate of disability payment specified in the disability classification table (see attached Table 1) as a direct result of injury during the insurance period indicated in an insurance policy (certificate of insurance coverage) falls short of 80%: A disability classification table in attached Table 1 of the General Disability Insurance Money (the amount calculated by multiplying the payment rate prescribed in the disability classification table by the insurance amount covered by the insurance amount).
2. Earth impediment;
(a) 25 when he/she fully loses his/her hearing ability per 3rd grade of the classification and payment rate of the disability;
B. 2) Disability Assessment Standard refers to a case where the average net scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic sc