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A defendant shall be punished by imprisonment for three years.
Reasons
Punishment of the crime
On September 6, 2007, the Defendant was sentenced to imprisonment with prison labor for special larceny, etc. at the Jeonju District Court on September 6, 2007, and the execution of the sentence was terminated in the Jeonju prison on May 7, 2008.
[2014 Highest 2959] The Defendant has been engaged in credit business in the name of “K” from March 201 to December 2012, 201.
1. Around August 12, 2011, the Defendant made a false statement to the effect that “The Defendant against the Victim L made a false statement with respect to the amount of the loan he/she borrowed at his/her own introduction to the Victim L, excluding the remainder of the loan he/she has paid to B, who is in the face of the loan, with the remainder of the loan excluding the amount of the loan he/she has repaid with the money and the loan expenses, etc., and the loan interest also exceeds the normal payment and credit rating and the difference is to be settled.”
However, the defendant did not settle the difference and only intended to use it for personal purposes, and there was no ability or intention to pay interest normally or to raise the credit rating of the victim because the credit service office has not operated properly.
Nevertheless, on August 12, 201, the Defendant deceptioned such deception and acquired 45 million won, excluding 20 million won from the existing loans, etc. of the victim, by receiving 65 million won in cash from our bank located in Song-dong, Dong-dong, Si-si, Si-si on August 12, 201.
In addition, during the period from around that time to July 27, 2012, the Defendant received total amount of KRW 80,250,856 from the victim by the same method four times in total, such as the list of crimes (Ⅰ) as shown in the attached Form I.
2. The Defendant’s fraud against the victim M, N,O, and P is that, at the coffee shop located in the vicinity of the Incheon Sonpo Zone in the early September 2012, M, the Defendant purchased the vehicle from capital and provided it as a collateral to the victim M, thereby obtaining a loan of KRW 15 million. The payment of the vehicle installments will be made until the loan is granted.