Defendants shall be punished by imprisonment for one year.

Punishment of the crime

In order to stabilize the housing of homeless workers, the Ministry of Land, Infrastructure and Transport operates a system of lending workers' lease of house at a rate lower than the market interest rate without securing the entire house loan funds of the National Housing Fund. When workers who intend to obtain the loan submit documents, lease contracts, etc. proving that they actually work in the bank entrusted with the above loan business, the relevant bank will implement the loan after examining it.

1. Around September 2013, Defendant A, along with D and E, who is a loan brokerage book, was aware of the fact that the Defendant had not worked for G in the F in the border city of North Korea, and that the Defendant would be aware of the fact that he was working for the said G while working for the said G despite the fact that he had no intention to conclude a lease contract for the residence, and would receive a loan and would receive a deposit money.

Accordingly, on September 9, 2013, the Defendant entered into a lease agreement with the lessor K and the former lease deposit amounting to KRW 120,000,000,000 at the I Licensed Real Estate Agent Office located in Daegu North-gu, Daegu-gu., 705, 808. On the same day, the Defendant submitted the above real estate lease agreement to the employees in charge of loans in name at the victims' Daegu-gu distribution complex located in 13-ro 13 (O2-dong), which was located in Daegu-gu, Daegu-gu, and applied for a worker's pre-sale loan, along with the above real estate lease agreement.

However, the defendant did not have worked in the above G, and there was no certain occupation, income, and property, and there was no intention or ability to pay the loan as a security deposit because he planned to cancel the lease contract of the person who received the loan and to return the security deposit paid to the lessor.

The Defendant deceivings the victim as above.