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(영문) 서울중앙지방법원 2015.10.29 2013가단5107174
보험금
Text

1. The Defendant’s KRW 25,00,000 as well as the Plaintiff’s annual rate of KRW 5% from November 27, 2012 to October 29, 2015.

Reasons

1. Basic facts

A. On October 23, 2012, B entered into a contract with C to lease a deposit of KRW 10 million with D’s detached house of KRW 94.50 square meters (hereinafter “the instant building”) located in Sungsung-si (hereinafter “instant building”) and KRW 800,000 per month rent.

Then, on November 5, 2012, in the name of the plaintiff, who is the branch of B, the registration of the restaurant with the building of this case as the place of business was completed.

B. On November 16, 2012, a fire insurance contract with the Defendant regarding the instant building was concluded again under the Plaintiff’s name as to the instant building (hereinafter “instant insurance contract”).

1) Insured: (1) General restaurant 4) Generalized Clause 15,00,000 won in basic (fire security) building 90,000,000 won in total, 25,000,000 won in total, 25,000,000 won in general terms and conditions per 1 accident compensation liability of the owner of the facilities under the special agreement: the company compensates for damages caused by fire during the insurance period (the goods indicated in the insurance policy). (c) The company is equipped with facilities, such as specifications, fire extinguishings, fire extinguishings, books, and implements, etc. to use part of the building of this case as law per law; (d) on November 11, 2012, the company completed inspection registration under the name of F, 00,000 won in total, 30,000,000 won in total, 40,000 won in total and 5,000,000 won in the building where the cause of fire investigation cannot be known.

each entry of evidence Nos. 1, 2, 3, 6, and 7, witness B and G, and the purport of the whole pleadings

2. Determination:

A. According to the fact that the Defendant’s duty to pay the basic insurance money was recognized, the inside facilities and the house, which are the subject matter of insurance, were destroyed by a fire of the instant building, and the amount of damage was at least 35 million won.

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