The judgment of the court below is reversed.

Defendant

A Imprisonment with prison labor for two years and for eight months, respectively.

, however, the defendant.

1. The summary of the grounds for appeal is unreasonable because each of the punishments of the court below (three years of imprisonment; one year of imprisonment) is too unreasonable;

2. Ex officio determination on the violation of the Specialized Credit Financial Business Act

A. The summary of the facts charged is as follows: (a) the Defendants conspired with each of the employees of the Victim New Card Co., Ltd., Samsung Card Co., Ltd., and IBK Bank in collusion with the victims to have a credit card issued from the victims as D; and (b) around June 26, 2013, the Defendants possessed the victim’s name in Samchi Food K station operated by J in the city of R to pay KRW 29,062 to the Defendant’s vehicle; (c) the Defendant presented a new credit card acquired by the above method to the victim as if he was the lawful holder; and (d) had the victim pay the price by using the above credit card from 30 days until August 3, 2013; and (e) had the victim pay the price through the above method, including the credit card 20 days in the name of Samsung Food K station operated by 149 times in total, as stated in the attached Table 1, the Defendant offered the above credit card to the victim’s 20 days in the name of the victim.

3. On June 29, 2013, Defendant B waiting in front of the O hotel in the city of Overcheon-si. Defendant A is waiting in the vehicle, and Defendant A is working in the NIC cash payment machine managed by the victim electronic financial corporation established therein.