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(영문) 전주지방법원 2016.12.16 2015가합877
보험금
Text

1. The Defendant: (a) KRW 100,000,000 for the Plaintiff and 6% per annum from February 14, 2015 to December 16, 2016.

Reasons

In fact, the plaintiff concerned is a non-profit corporation established in accordance with the Credit Unions Act with the aim of contributing to the improvement of the welfare of the union members and the balanced development of the regional economy by providing them with convenience of finance and life.

B was the president of the Plaintiff’s standing director from February 2, 2006 to February 2014, and C was the general manager of the partnership’s business. From January 201 to June 2013, C was the person who supported the president and took overall charge of practical affairs by assisting the president as the former president. The network D, from March 10, 2008 to April 4, 2013, was a person who assisted the president by taking overall charge of credit collection business, etc. as the Plaintiff’s standing director and managed the loan business (from January 10, 2013, it was transferred to the head of the Plaintiff’s main office and took overall charge of the business affairs of the said branch).

The Defendant’s fidelity Guarantee Insurance Contract No. 1 B/ 200,000 won from March 1, 2012 to February 28, 2014, E 2C 2C from July 1, 2011 to June 30, 2013, F3 network D 10,000 won from March 1, 201 to February 28, 2013, KRW 40,000 G 420 on March 1, 2013 to February 28, 2013 to February 10, 2013 to February 28, 2015, the Defendant concluded each of the instant insurance contracts with the Plaintiff as the insured (hereinafter collectively referred to as “instant insurance contracts”).

Article 6 of the General Terms and Conditions (Compensation for Damages) The defendant shall be liable for direct damage to the property of the insured who is caused by theft, robbery, fraud, embezzlement, or breach of trust during the insurance period or by taking advantage of his/her position in performing his/her duties for the insured (including other agencies concurrently performing his/her duties in cases where the insured is a public official of a welfare organization or the principal debtor attached to the insured) who is employed by the principal specified in the insurance policy and has a certain relationship with him/her.

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