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(영문) 서울중앙지방법원 2016.08.31 2015가단5398004
구상금
Text

1. The Defendant: (a) KRW 28,486,006 for the Plaintiff and KRW 5% per annum from December 8, 2015 to August 31, 2016; and (b).

Reasons

1. Basic facts

A. The Plaintiff concluded a housing fire insurance contract (hereinafter “instant insurance contract”) with the name of the management office of the Kuju-si A apartment (hereinafter “instant apartment”), the instant apartment building and its appurtenant facilities, and the goods located within each household of the instant apartment as the subject matter of insurance. From June 12, 2015 to June 12, 2016, setting the insurance period as the period from June 12, 2015, where property damage, etc. was incurred due to an insured event, such as a fire, etc., on the subject matter of the said insurance, to compensate the Plaintiff for such damage.

B. On July 31, 2015, around 04:30, a fire occurred within 214 and 214 units of the instant apartment (hereinafter “instant apartment”). As a result, the said 2-dong 214 units were b14 units of the instant apartment, and the same 3-Ra units of the same 3-dong 4 units caused damage, such as a fire by fire, its noise, its noise, and flood by a fire water.

C. Regarding the cause of the instant fire, the head of the competent fire station and the National Scientific Investigation Institute are presumed to be the following:

1) On August 5, 2015, the nuclear fire station, the National Institute of Scientific Investigation, the Korea Electrical Safety Corporation, and the competent police station, the National Institute of Electrical Investigation, etc., are presumed to have occurred at a small room located on the entrance side of the entrance of the entrance of the instant apartment 2, 214 (hereinafter “the instant fire”).

In relation to the cause of the outbreak, an electrical air operator (hereinafter referred to as the “more of this case”) was in a state of sticking at the container within the room 3 with regard to the cause of the outbreak, but the characteristics by electrical factors are not recognizable on the ship ship of the horse of this case, but the characteristics by electrical factors cannot be identified on the ship ship of the horse of this case, and there is no shotning by mechanical heating, etc. on the metal parts of the horse of this case, etc., and no shotning by corrosion or fire prevention, etc. is found.

Comprehensively taking account of the foregoing, the instant fire was prepared to the effect that it is presumed that there is no special heat source, and that it is presumed to be a fire that is not a cause.

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