1. The defendant shall pay to the plaintiff KRW 31,580,682 and KRW 24,050,00 among them, from August 21, 2017 to the day of full payment.

1. The facts in the attached form of claim do not clearly dispute the defendant, and all of the facts are recognized (However, the "creditor" is deemed "the defendant" as "the plaintiff). 2. According to the above facts of recognition, the defendant is obligated to pay to the plaintiff 15% per annum for loans, credit card loans, credit card loans, total amount of KRW 31,580,682, and principal and interest on credit card use, and KRW 24,050,000 per annum for the loan principal from August 21, 2017 to the date of full payment, and KRW 27.9% per annum for the credit card loan principal, KRW 5,008,327 from August 21, 2017 to the date of full payment, from August 21, 2017 to the date of full payment.

In this regard, the defendant asserted that the application for individual rehabilitation was scheduled to be repaid to many creditors upon the decision of individual rehabilitation. Thus, the defendant's application for individual rehabilitation cannot be a ground for suspending the litigation procedure of this case just because the defendant filed an application for individual rehabilitation, and the defendant's assertion cannot be a ground for exempting or suspending the obligation to repay to the plaintiff. Thus, the defendant's claim cannot be accepted.

3. Conclusion, the plaintiff's claim is reasonable and acceptable.