The Defendants jointly and severally pay to the Plaintiff KRW 31,945,205, and KRW 14,945,205, among them, with full payment from July 1, 2012.

Comprehensively taking account of the purport of Gap evidence Nos. 1, 2, and 3, the Plaintiff loaned KRW 20,000,000 to defendant A on July 5, 2012 at interest rate of 25% per annum and on August 5, 2012, and at interest rate of KRW 17,00,000 on July 30, 2012, and at interest rate of KRW 25% per annum and on September 5, 2012, and it is recognized that defendant B guaranteed the Plaintiff’s debt of the above loan.

Therefore, except for the amount that the Plaintiff paid out of the borrowed money as of July 5, 2012, the Defendants are jointly and severally liable to pay to the Plaintiff interest or delay damages calculated at the rate of 25% per annum, which is the rate of 25% per annum from July 1, 2012 to the date of full payment, as to the remainder of KRW 31,945,205, and the remainder of KRW 14,945,205, whichever is July 5, 2012. The Defendants are jointly and severally liable to pay to the Plaintiff interest or delay damages calculated at the rate of 25% per annum, which is the rate of interest or delay damages from July 30, 2012 to the date of full payment.