The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is unreasonable because the lower court’s punishment (4 million won of fine) is too large.

2. The judgment of the court below is an unfavorable sentencing factor, including the fact that the defendant's mistake is recognized, and the defendant is economically difficult circumstances, but not only harm the trust and safety of financial transactions due to the crime of this case, but also the transferred means of access is abused for various criminal acts, such as scaming, and thus is highly likely to lead to an unspecified number of unspecified victims. In this case, the actual use of scaming crime, and the defendant has had the record of being sentenced to two times suspension of indictment on the same kind of crime. In full view of the circumstances leading up to the crime of this case, circumstances after the crime of this case, the defendant's age, character and conduct, and environment, it is not recognized that the sentence of the court below is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.