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(영문) 대구지방법원 서부지원 2014.11.06 2014고단1313
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A Imprisonment with prison labor for eight months, for eight months, for eight months, and for one year, for Defendant C.

except that this judgment.

Reasons

Punishment of the crime

[2014 Highest 1313]

1. The defendants C (one-person) are those who actually engage in credit business in the name of "F" in the name of "B" and "B" in the name of "B" and "B" in the above credit business office. The defendant A is those who take charge of the conclusion and collection of loan agreements, management of employees, etc., and the above office is those who take charge of the execution of loan agreements, collection of loan agreements, distribution of former land, etc.

Any person who intends to run a credit business shall register his/her business with the administrative agency having jurisdiction over the relevant place of business, and no one shall collect the interest that exceeds the maximum interest rate (30% per annum) determined by the Presidential Decree from any unregistered credit service provider.

Nevertheless, around July 2013, Defendant C and Defendant B provided funds necessary for the credit business, and Defendant B conspiredd to engage in the credit business by exercising overall control over the above business, and Defendant A was willing to take part in the above crime as a proposal of Defendant C around February 2014.

According to the above mother’s agreement, the Defendants agreed to lend 2 million won to G who wishes to borrow a loan of 1.6 million won, deducting 1.6 million won as a commission, and actually receive 1.844 million won a total of 2.4 million won per day after the delivery of 1.8 million won per annum (334.4% per annum) and to receive principal and interest pursuant to the above agreement. Defendant C was paid from June 28, 2013 to August 29, 2014; Defendant B was from February 11, 2014 to August 29, 2014; Defendant A was paid the principal and interest of 8750,000 won each time in accordance with the agreement, as indicated in the attached list of crimes, and from February 10, 2014 to August 29, 2014.

As a result, the Defendants conspired to engage in credit business without registering it with the competent authorities, and at least the limited interest rate.

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