A defendant shall be punished by imprisonment for one year.

Punishment of the crime

In order to stabilize the housing of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated a system of loans for full-time housing with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, statement of salary, etc. without any special security and a house lease contract.

The Defendant knew that the financial institution entrusted with the business related to the loan of the employee deposit money with C, D, etc., with which the name of the Defendant could not be known, gave the loan through a formal examination, and knew that he/she falsely recruited the tenant and the lessor and submitted a false certificate of employment, a false house lease contract, etc. to the financial institution.

1. Around the end of January 2009, the Defendant, along with C, D, etc., committed the crime related to the Acroba branch of the Victim Bank in the victim bank, entered the F as if the F, who was in charge of the Defendant’s false tenant role, was in actual work in the G operated by E and requested by the F, entered the E as an employee of the said company, and completed a false employment certificate with respect to F, income tax withholding receipt, wage statement, etc., and drafted a false housing lease agreement, etc. with H, the husband of H, “Seoul J apartment 107 Dong 1502, Seongbuk-gu, Seoul, which is the husband of H, with the H, who was in charge of the false lessor’s role.”

On January 16, 2009, the Defendant, C, D, F et al. submitted a false certificate of employment, a housing lease agreement, etc. to the employees in charge of loans that could not know their names while applying for the loan of the deposit of housing at the Acaya branch of the victim bank in Seocho-gu Seoul Seocho-gu, Seocho-gu, Seoul, for the loan of the deposit of housing at the Acaya branch.

However, all documents related to loan application such as the above certificate of employment were prepared falsely, and the defendant et al.