1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

1. Facts of recognition;

A. On November 30, 2006, the Defendant entered into a credit card membership agreement with the Industrial Bank of Korea, and was in arrears with the credit card while using the credit card at that time.

B. On May 28, 2015, the Industrial Bank of Korea transferred a credit card payment claim against the Defendant (hereinafter “the instant credit card payment claim”) to AB and AB Asset Management Loan. On July 25, 2016, AB and AB transferred the instant credit card payment claim to the Plaintiff. On August 12, 2016, the Plaintiff notified the Defendant of each of the above assignment of claims.

C. As of August 23, 2017, the sum of the principal and interest of the instant credit card purchase-price claim is KRW 2,853,549 (=principal principal KRW 1,33,332 overdue interest KRW 1,520,217). The overdue interest rate of the instant credit card purchase-price claim is 24% per annum.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 11, purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff damages for delay calculated by the rate of 24% per annum from August 24, 2017 to the date of full payment, as to the sum of the principal and interest of the instant card purchase-price claim amounting to KRW 2,853,549, as well as principal KRW 1,33,332.

3. In conclusion, the plaintiff's claim of this case should be accepted for reasons.

The judgment of the first instance is just in conclusion, and the defendant's appeal is dismissed as it is without merit.