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1. The plaintiffs' claims against the defendants are all dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. Facts of recognition;
A. (1) On July 28, 2009, D entered into an insurance contract (hereinafter “instant 1 insurance contract”) with Defendant Libera Insurance with the following content.
Insurance type: LIG plplplus insured: D contract term: from 16:00 on July 28, 2009 to 16:00 on July 28, 2071: 20 years of age: Beneficiary with 100 years of age: Death: Legal inheritor's Insurance Amount - Legal Inheritor's Disability after Death in General Injury and Death - KRW 30,000,000 (2) D entered into an insurance contract with Defendant Matz Insurance (hereinafter "the insurance contract of this case") with the following terms:
Type of insurance: Undividend rate driver insured: D contract term: from September 23, 2009 to September 16, 2000: From September 23, 2012, 2012: the beneficiary with three-year maturity: Death: Legal inheritor’s insurance amount: 20,000,000 won (3) of general injury or death; on the other hand, Article 15 of the General Terms and Conditions of the First Insurance Contract; Article 16 of the General Terms and Conditions of the Second Insurance Contract of this case provides for “the insured’s self-harm, suicide, or attempted suicide” as non-compensation damages.
B. D’s death and inheritance relationship (1) around 00:15, on February 24, 2010, while driving G vehicles at the F2 door located in the Government-Si, D was hospitalized on September 28, 2010 due to a traffic accident caused by a vehicle with the central line, and was hospitalized until September 28, 2010. Since April 8, 2010, after having been diagnosed with stress disorder due to anxiety, depression, social depression, etc., and was treated after having been discharged from the hospital due to stress stress disorder and depression from October 13, 201 to July 21, 201.
(2) D suicide at home around 14:05 on August 19, 201, and Plaintiff A is the deceased’s spouse, and Plaintiff B and C are the deceased’s children.
[Ground of Recognition] Facts without dispute, Gap's 1 through 6, Eul's 8, Eul's 1 (including each number), and arguments.