The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is too heavy in the judgment of the court below (two million won of fine).

2. The circumstances favorable to the Defendant include the following: (a) the Defendant’s confession of a crime and seriously reflects the Defendant; (b) the health condition is not good; and (c) the Defendant’s suppression of the instant crime due to economic difficulties.

However, the crime of violating the Electronic Financial Transactions Act with respect to the transfer of the means of access in this case requires strict punishment in order to block the use of the means of access, such as the passbook, in advance for other crimes, and there is no change in circumstances that are disadvantageous to the defendant, such as the fact that the defendant again committed the crime in this case despite the same kind of power, and there is no change in circumstances that may be particularly taken into account in the trial, and all other conditions of sentencing specified in the argument

3. Therefore, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act, since the defendant's appeal is without merit. It is so decided as per Disposition.