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(영문) 서울중앙지방법원 2017.01.18 2016나46160
손해배상(기)
Text

1. Of the judgment of the court of first instance, the defendant shall pay to the plaintiff KRW 17,038,069 as well as the period from June 20, 2015 to January 18, 2017.

Reasons

1. Basic facts

A. On Jun. 11, 2004, the Plaintiff entered into a loan transaction agreement with the Defendant bank on Jan. 2, 2007, and opened a marina passbook (Account No. B; hereinafter “instant account”) with a loan amount of KRW 30,000,000.

B. On September 28, 2014, on Sundays 14:30, the Plaintiff had access to the homepage of the Defendant bank to pay local taxes on the instant account. On the screen, the Plaintiff appeared on the pop-up shop, which called “the fraud prevention account registration service”, and the Financial Supervisory Service considered as a measure taken by the Financial Supervisory Service to strengthen security, and entered the instant account number, the identification number, the identification number, the identification number, and theOTP number, respectively, according to the instructions shown in the pop-up shop. On the screen, the Plaintiff indicated the “registered” on the screen.

C. At the same time, the Plaintiff’s mobile phone phone phone calls to explain that “whether or not the content of the registration is shown on the screen, and the account is safely registered,” and at the same time, the content that the Plaintiff’s mobile phone text message was sent the withdrawal of KRW 21,00,000 from the instant account (hereinafter “the first withdrawal”).

The Plaintiff asked Lone's name-free persons that " what is the amount deposited from the account," and the name-free persons asked that "the amount will be set back again within 30 minutes of the computer disability."

After that, the Plaintiff, as part of the security registration procedure, was aware of the fact that only the OTP number was entered, and the Plaintiff again entered the OTP number as part of the security registration procedure, and the Plaintiff’s mobile phone text messages sent the fact that KRW 9,000,000 from the instant account was withdrawn (hereinafter “the second withdrawal”).

The above person who made a call to the Plaintiff again explained to the Plaintiff that “the registration procedure is in progress.”

E. The plaintiff is above.

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