A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

[criminal records] On September 15, 2017, the Defendant was sentenced to a suspended sentence of one year for six months, and the judgment was finalized on September 23, 2017 on September 23, 2017.

[2] In the event of an accident on August 2016, the Defendant: (a) purchased a high-speed vehicle with a high-speed market price lower than that of other cargo vehicles; and (b) applied for a loan to a financial institution.

The Defendant is anticipated to expect that a loan will be less if he knows that the Defendant would purchase the vehicle involved in an accident with a financial institution, and received a loan in an amount higher than the loan originally receivable as if he purchases the vehicle with normal cargo, and used it as the purchase price, and the remainder is used for personal purposes, such as living expenses.

On August 2016, the Defendant applied for a loan to the call center of the victim SP Capital Co., Ltd. for the purpose of purchasing the vehicle, and submitted the documents necessary for the loan to the employee in charge of the victim’s name in charge, and submitted the documents to the employee in charge of the vehicle, “The market price of the vehicle with 4.5 tons of the cargo vehicle intended to purchase at the inside of the company is approximately KRW 96,440,909, and the principal and interest is to be repaid if the loan was made with the purchase fund of the cargo 80,000,000 won.” The Defendant submitted the documents to the employee in charge as if the Defendant was the photograph of the vehicle with other cargo vehicles for which the accident had not occurred.

However, the Defendant did not have any particular property at the time of lending, and the Defendant was liable for obligations equivalent to KRW 19 million to other financial institutions. Moreover, the Defendant’s prior purchase of the vehicle was limited to KRW 55 million in the middle and high market price due to its thinking, and the Defendant used some of the loans from the damaged party for other purposes, such as the purchase of the vehicle under the name of Dong F F, credit card price, personal debt repayment, etc.