The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal is too unreasonable.

2. It is recognized that the judgment defendant partially repaid the borrowed money by forging documents, and that the defendant reflects his/her mistake.

However, for the purpose of obtaining a loan, the defendant has been forged several forms of loan transaction agreements in the name of friendship, and obtained a loan several times by fraudulent means, and a substantial portion of the loan has not been repaid, and the victim who has stolen the name appears to have suffered substantial physical and serious damage, such as the progress of several civil lawsuits with the lending company, etc. The defendant did not receive a letter from the above victim, the defendant again committed the crime in this case even though he had the past record of punishment several times due to breach of trust, fraud, etc., and other sentencing conditions specified in the arguments in this case, such as the defendant's age, character and behavior, family environment, etc., the court below's punishment is too unreasonable. Thus, the above argument by the defendant is without merit

3. According to the conclusion, the defendant's appeal of this case is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act, and it is so decided as per Disposition.