Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

On July 21, 2011, the Defendant filed an application for a credit loan with the employees of the above bank under the name of the victim (the State) bank by telephoneing to the Bank of Slick Savings, and the due date of the contract was July 21, 2014; the due date of the contract was July 21, 2014; the 21st day of each month; the interest rate was 38.5% per annum; the principal and interest repayment; and the monthly payment was 141,716 won.

However, even if the loan is granted, there was no intention or ability to repay the loan.

The defendant deceivings the victim as above and was transferred 3 million won to the Agricultural Cooperative Federation account (B) in the name of the same day from the victim.

Accordingly, the defendant was given property by deceiving the victim.

Summary of Evidence

1. Statement by the defendant in court;

1. Statement made by the police against C;

1. Application of Acts and subordinate statutes to inquiries about credit account;

1. Article 347 (1) of the Criminal Act and Article 347 of the same Act concerning the crime, the selection of fines;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;

1. It is so decided as per Disposition on the grounds of Article 334(1) or more of the Criminal Procedure Act.