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1. The Defendant’s KRW 13,00,000 and the Plaintiff’s annual rate of KRW 6% from December 2, 2014 to January 14, 2016, and the following.
Reasons
1. Basic facts
A. The Plaintiff concluded each insurance contract with the Defendant with itself as the insured and the beneficiary, and the part relating to the instant case is as follows.
(1) On February 28, 2005, the date of the first operation (20% at the time of the first operation (20% at the time of the operation) with cancer treatment costs, which is diagnosed and confirmed as "serious disease" after the date of commencement of liability for the prime contract: In case of a master contract, the details of coverage, such as a prime contract, a special agreement for cancer treatment, etc. - the amount of coverage and payment - the first diagnosis and confirmation of the amount of coverage after the date of commencement of liability for the prime contract: CI insurance with cancer insurance money: 16 million won at the time of the first operation (one time after the first operation) with cancer treatment costs, which is diagnosed and confirmed as 10 million won at the cost of the first operation (20% at the time of the first operation after the second operation): 3 million won at the cost of the cancer operation (hereinafter referred to as "voluntary insurance"): The date of signing contract on February 6, 2007: At the time of confirmation of the amount of the first diagnosis insurance amount during the subscription period."
B. Among the insurance terms and conditions of each of the instant contracts, they are provisions of the Love Insurance Policy related to the instant case.
Article 18 (Definition of “Serious Diseases” and “Serious Images and Favours”) (1) In this Agreement, the term “serious diseases” refers to “Serious cancer”, “Serious Aggravated Aggravated Afluority (Definition of Serious Diseases)”, “Serious Afluority Madne,” “Serious Afluority Madne,” and “Madropulmonary disease” as specified in Table 4 (Definition of Serious Diseases).
Under the large Love Insurance Clause, the diagnosis and confirmation of Article 15.2 (Omission) (hereinafter referred to as the “doctors”) 20 (the diagnosis and confirmation of serious diseases” and “major images and corrosion” are as follows: (a) the diagnosis and confirmation of “serious diseases” and “major images and corrosion” are as follows: (b) the Korean hospital pursuant to the provisions of Articles 3 and 5 of the Medical Service Act or as recognized by the company equivalent thereto; (c) the doctor of a foreign medical institution (other than Korean medical doctors and dentists)
document drawn up by the Commission.