1. The plaintiff's appeal and the conjunctive claim added in the trial are all dismissed.

2. After an appeal is filed.

1. The reasoning of the judgment of the court of first instance cited by the court of first instance is the same as the reasoning of the judgment of the court of first instance, except for the portion added to the following:

2. On the seventh and eighth sides of the first instance judgment, the following shall be added to the addition:

【4) As to this, the Plaintiff asserts to the effect that the Defendant paid excessive insurance premiums compared to his own ability, and that the obligation to notify prior to the contract was not true.

In full view of the facts stated in Gap's evidence Nos. 1, 5, 10, 11, 12, and 14, and each fact-finding inquiry reply and the whole pleadings against the Hansung Life Insurance Co., Ltd. by the court of first instance, the defendant at the time of concluding the insurance contract of this case, as a large retailer operator, was 2,230,00 won for annual income of 2008 (annual income of 2009, KRW 9,46,000 for annual income of 209, KRW 1,009,000 for annual income of 209, and KRW 1,009,000 for annual income of 205,000 through KRW 376,666 for each month after the conclusion of the insurance contract of this case, as listed in the following table.

On April 11, 2005, Defendant 85,30 won on December 12, 2012, 2015, when the insurance company entered into a contract for the 190 insurance premium under the name of the product, and the 100,16th effective July 17, 2014, Plaintiff Non-Distribution 3, the successful insurance policy of this case was changed to the Defendant on August 27, 2008, on December 9, 2012, the 2005, when the insurance company entered into a contract for the 190 insurance premium under the name of the product, and was changed to the Defendant on August 27, 2008.

On August 27, 2008, the amount of 4 Korean Commercial Cargo Insurance was reduced to KRW 128,700 on August 29, 2008 by KRW 128,700 on August 29, 2008, Defendant 128,700 on August 29, 2008, and KRW 78,710 on September 201.

Maintenance 6 Down Life Insurance Co., Ltd., Ltd., which was terminated on September 27, 2013 by Defendant 51,300 won around November 2014, but the Defendant or the Defendant.