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(영문) 서울중앙지방법원 2017.03.23 2015가단5089560
구상금
Text

1. As to the Plaintiff KRW 53,891,020 and KRW 25,00,00 among them, the Defendant shall start on April 11, 2015, and the remainder of KRW 28,891.

Reasons

1. Basic facts

A. 1) Conclusion of fire insurance contract for lease and fire insurance for the building 5th floor building on the ground of Bupyeong-si, Seocheon-si, Seocheon-si (hereinafter “instant building”).

(1) The Defendant A Co., Ltd. (hereinafter “Defendant”) is a building owned by Nonparty C, and the third floor D leased from Nonparty C on or around February 2015, and operated the gold business establishment.

(2) The Plaintiff is an insurer who entered into a fire insurance contract (hereinafter “instant insurance contract”) with respect to the building and D’s goods, machinery, equipment, internal facilities, etc. leased by D between D and D, with the total insurance coverage amounting to KRW 1.25 billion from March 13, 2014 to March 13, 2019, with respect to the total insurance coverage amounting to KRW 1.25 billion (hereinafter “instant insurance contract”).

B. On February 12, 2015, around 06:47, when the fire incident occurred, a fire was destroyed inside the second floor of the instant building that was leased and used by the Defendant, and the second floor was destroyed by a fire accident, which led to a fire accident where part of the inside part of the first floor and the third floor of the building and part of the third floor and part of the third floor of the building, which are the building adjacent thereto, was destroyed by a fire.

(hereinafter “instant fire”). C.

As a result of the investigation of the fire site and the cause of the fire, the general floor plan of the second floor of the building in this case is as follows, and the Do Fire Agency, the Gyeonggi Provincial Police Agency, the National Scientific Investigation Agency, and the Gyeonggi-do Fire Station, respectively, concluded with regard to the cause of the fire.

(i) Non-Acheon Fire Fighting Force: A main sector part (referring to the sector part expressed on the upper part of the above ground plan);

hereinafter the same shall apply.

() Electric wires are deemed to have been melted due to fire, considering that electric wires, which are charged from the upper floor to the first floor, are distinctive of melting movements by wire cutting and melting movements by external heat, and electric wires are likely to have been melted. In the overall area of the main unit and the part of the work room (the part marked in the section partitioned by the work room among the above ground plans).

hereinafter the same shall apply.

(C) the power lines connected to each other, f.o.

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