The defendant's appeal is dismissed.

1. The decision of the court below on the gist of the reasons for appeal is improper because the punishment of three and a half years of imprisonment with prison labor for the defendant is too unreasonable.

2. It is recognized that the judgment of the defendant recognized each of the crimes of this case and reflects his mistake, and that the defendant does not have the same power.

However, each of the crimes of this case was committed 380,000 won by deceiving the damaged insurance companies by means of insurance receipt, etc. as if the defendant intentionally caused an accident or actual accident even though there was no accident, it is highly likely that the crime of this case was committed by deceiving the damaged insurance companies by deceiving the total amount of 370,000,000 won of insurance money from eight damaged insurance companies, by taking account of hospital treatment and manufacture under the name of others, and by taking over the vehicle without license. In particular, each of the crimes of this case was committed systematically and systematically over 37 times for a long time, and the crime of taking the insurance money by intentionally causing a traffic accident is committed by the insurance company, and the purpose of the insurance system is not only to directly inflict property damage on the insurance company, but also to inflict damage on the large number of insured parties, and the moral hazard related to insurance money is presumed to have been paid as many insurance accidents by intention in our society, and the defendant is presumed to have been paid a large amount of insurance accident from the insurance guidelines, and it is not necessary to punish the insurance company's money to be easily used or to prevent such fraud.