1. The defendant shall serve the plaintiff 28,962,728 won and 20,223,517 won among them from the day following the date of service of the original copy of this judgment.

1. Determination as to the cause of claim

A. Facts of recognition 1) The defendant on July 18, 2007 between IMW 320i (hereinafter "the automobile of this case") and the social service Korea Co., Ltd. and BM 320i (hereinafter "the automobile of this case").

) A lease agreement was concluded with respect to the vehicle value of KRW 45,200,00 for advance payment, KRW 13,560,00 for 31,640,00 for financial application amount ( KRW 45,200,00 for -13,560,00 for -136 months for lease period, interest rate of KRW 361,271 for 36 months, interest rate of KRW 361,271 for 7.29% per annum, interest rate of overdue interest rate of KRW 24,860,00 for 36 months, and the remaining interest rate of KRW 24,860 for 24,00 for 46 months, interest rate of KRW 24,860 for 20,00 for 196, interest rate of KRW 40 for 206, interest rate of KRW 700 for 20,000 for 36 months on July 18, 2010.

(hereinafter) (hereinafter referred to as “instant claim”). Then, the Defendant paid the foregoing lease fee, and delayed payment of the lease fee from July 18, 2012, and the Defendant lost the benefit of January 25, 2013. The remainder of the lease principal at the time was KRW 20,223,517. 4) The Social Services Korea Co., Ltd., which created IMB wave returned the instant vehicle from the Defendant on September 6, 2014, sold the instant vehicle on October 8, 2014, and appropriated the payment of KRW 9,829,300 for part of interest and delayed payment damages up to the time.

5) On March 7, 2016, 2016, non-IMb wave Korea Co., Ltd. transferred the instant claim to Frans Loan Co., Ltd., and Frans Loan Co., Ltd. transferred the instant claim to the Plaintiff on April 21, 2016. [Grounds for recognition: Evidence A (including serial number) and the purport of the entire pleadings

B. Determination