Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. A person who intends to engage in credit business or credit brokerage business in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act shall register with the Do governor having jurisdiction over the pertinent place of business, but the defendant shall not make the above registration.

A. On November 15, 2012, in the office of “D” located in Yeongdeungpo-gu Seoul Metropolitan Government, the victim C, without setting a separate loan period from the debtor C, operates a de facto credit business, such as lending KRW 187,000,000 on or before and after the end of 30 days on or before and after the end of 30 days, and receiving reimbursement of KRW 190,472,581 as principal and interest for three times between December 20, 2012 and December 20, 2012;

B. On October 25, 2012, an obligor run de facto credit business, such as lending KRW 40,000,000 to E without setting a loan period, and paying KRW 40,160,000 as principal and interest between November 5, 2012 and November 5, 2012.

2. Although a debt collector in violation of the Fair Debt Collection Practices Act was prohibited from threatening a debtor, the defendant using his mobile phone on December 12, 2012, on the ground that the debtor C had set the repayment date, the defendant presented a mobile phone that he used by the debtor C, which is the most late time for the debtor to use the mobile phone for the debtor’s payment date. The (b) the final decision on the (c) would be well thought that there is the number of days of his proposal until this hour, and then would be difficult to hold. The (c) decision on the (d) will be well thought. The (d) decision on the (e) the (e) decision on the (e) the (e) decision on the (e.g., the (e., the (e) decision on the (e., the (e) decision on the (e., the (e., the) the (e., the (e., the) advice of the Youngwon members and (e., the (e., the) decision on the (v) decision on the (v) decision.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to C by the police;

1. A written petition;

1. Copy of the loan certificate;

1. The contents of the mobile phone text intimidation;