beta
Text
1. The defendant's appeal is dismissed.
2. The costs of appeal shall be borne by the Defendant.
Purport of claim and appeal
1...
Reasons
1. Facts of recognition;
A. A. Around 2006, the Defendant issued a credit card from a national bank (hereinafter “the instant credit card”) and delayed payment of the credit card price. On September 23, 2012, the amount of the credit card price in arrears as of September 23, 2012 is KRW 5,207,296 in total, including the principal amount of KRW 3,08,596 and the attempted interest of KRW 2,118,700.
B. On February 27, 2009, the Plaintiff received the credit card payment claim of this case from the National Bank, and notified the Defendant of the transfer of the credit at that time. Meanwhile, the overdue interest rate determined by the Plaintiff’s operating rules within the scope of delay interest rate of the purchase claim is 17% per annum.
[Reasons for Recognition] Facts without dispute, entry in Gap evidence 1 through 5, the purport of the entire argument [the defendant did not have obtained or used the credit card of this case, and the defendant's own signature in the applicant column for the credit card of this case (Evidence A 3) is not the defendant's writing, but Gap evidence 3 (Evidence A 5).
Although denying the authenticity of the evidence mentioned above, the credit card application of this case is accompanied by the defendant's driver's license copy, and the defendant's address stated in the application of this case from "Seoul Metropolitan City 1, 301, 2006 to "Seoul Metropolitan City 206-504, which was transferred to Seocheon-gu, Incheon Metropolitan City on December 12, 2006, "Daga 402, Ro, 201, 2005, 2005, "The defendant's address stated in the application of this case," which is "Seoul Metropolitan City 206-504, 206, 2005," which is "the defendant's driver's license copy stated in the application of this case attached to the application of this case," and the defendant's domicile stated in the application of this case, unlike the defendant's driver's license of this case, was not easily recorded on the other person's residence on December 26, 2006 to 206.