1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. The Plaintiff is an insurer who has concluded an automobile insurance contract with C Vehicle (hereinafter “Plaintiff”), and the Defendant is the insurer who has concluded the automobile insurance contract with D Vehicle (hereinafter “Defendant Vehicle”).

B. On November 23, 2018, around 17:40, there was an accident where the front part of the Plaintiff’s vehicle’s left side and the front part of the Defendant’s vehicle’s right side are shocked (hereinafter “instant accident”).

At the time of the instant accident, the Defendant’s vehicle was in the direction of the left corner of the road 1 and 2 lanes, and the Plaintiff’s vehicle was in the direction of the left corner of the road 2 and 3 lanes.

(One-lanes for roads are exclusive bus lanes).

Plaintiff

By January 25, 2019, E, a driver of the vehicle, suffered injuries due to the instant accident, and the Plaintiff paid 540,860 won in total to the above E as hospital treatment expenses, etc.

[Ground of Recognition] Facts without dispute, Gap evidence Nos. 1 through 5, 7, 8 (part), Eul evidence Nos. 1 and 2 (including each number), images, the whole purport of the pleading [Evidence] Gap evidence No. 8

2. The parties' assertion and judgment

A. The plaintiff asserts that the accident in this case was caused by the negligence of the driver of the defendant's vehicle, while the defendant's vehicle driven in the first lane which is a bus exclusive lane without permission, changing the course to a second lane, and driving in the second lane. The defendant asserts that the accident in this case occurred due to the negligence of the driver of the defendant's vehicle, while the defendant's vehicle driving in the second lane of the road in the second lane, changing the course to a second lane of the vehicle in which the plaintiff's vehicle driving in the third lane of the road in the second lane changed to a second lane on his own, and that the accident occurred due to the previous negligence of the driver of the plaintiff vehicle.

B. We examine the following circumstances, i.e., the following circumstances known by the above basic facts and each of the above evidence, which are ① at the time of the instant accident.