1. The Defendant shall pay to the Plaintiff the annual amount of KRW 597,959,824 and KRW 342,611,014 from April 11, 2018 to the date of full payment.

1. Facts of recognition;

A. The Defendant concluded three credit transaction agreements with the Plaintiff as follows, and agreed to apply the bank credit transaction basic terms and conditions with respect to each of the above loans:

Credit (Limit) Amount of credit extended on the date of the agreement, 148,000,000 won B B on October 31, 2012, 201, 140,000 won for general loan for business operation on October 31, 2012, B on October 31, 2012, B 140,000 won for general loan for business operation on October 31, 2012

B. The total amount of the loan principal remaining as of April 10, 2018 is KRW 342,611,014; the total amount of principal and interest is KRW 597,959,824; the overdue interest rate applied to the Defendant after April 10, 2018 according to the Bank Credit Transactions Basic Agreement is 15% per annum.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 8, purport of the whole pleadings

2. Determination

A. According to the above facts finding as to the cause of the claim, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 15% per annum, which is the overdue interest rate of 15% from April 11, 2018 to the date of full payment, as to the total amount of principal and interest of KRW 597,959,824 as of April 10, 2018 and the principal amount of KRW 342,61,01,014 as of the following day.

B. The defendant's argument regarding the defendant's assertion is alleged to be unable to respond to the plaintiff's claim of this case since the defendant discontinued his/her business on June 30, 2013, but the defendant's previous obligation is not exempted since it discontinued his/her business. Thus, the defendant's argument

3. Conclusion, the plaintiff's claim is justified and acceptable.