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(영문) 창원지방법원 2018.04.04 2017나55692
보험금
Text

1. Of the judgment of the court of first instance, the part against the defendant in excess of the money ordered to be paid below is revoked.

Reasons

Basic Facts

Around June 2008, the Plaintiff (BB and male) entered into an insurance contract with the Defendant, the insured, the Plaintiff, and the insurance period from June 13, 2008 to June 13, 2061 (hereinafter “the instant insurance contract”) with the Defendant, the insurer, the insured, and the Plaintiff’s insurance period. Among them, the basic contract related to the instant case and the general injury/ex post facto disability (hereinafter “instant special agreement”) are as follows:

When a person suffers from a disability less than 80% due to an ordinary injury with less than 100 million won under 80% of the basic contract on the details of compensation for the subscription price for security 】 the purchase amount of insurance coverage 】 payment rate of less than 100 million won due to an ordinary injury with a disability of less than 100 million won due to a general injury with a payment rate 】 the Plaintiff was hospitalized in various hospitals in the city of original hospital or was provided with medical treatment at the time of original stage, such as being provided with the removal of the U.S. drive drive at the 4/5th century from August 19, 201 to November 30, 201.

On April 26, 2016, the Plaintiff claimed insurance money to the Defendant, and received insurance money of KRW 5,721,119, general injury medical expenses, KRW 1,354,29, and general injury nursing expenses of KRW 501,592.

As the present condition of the plaintiff is fixed symptoms, additional surgery is not required, and it is necessary to provide pain treatment for six weeks as of November 3, 2016 in the case of pharmacologic treatment.

On the other hand, the rate of loss of labor ability is 24% by applying 5 the occupational coefficient of Mabrid Evaluation Table - Ⅴ-D-1-b, company office and city, and rural general labor, and 50% of contribution to king's contribution is 50%, and it is a temporary obstacle for the next three years.

【Non-contentious facts of the ground for recognition】A, Gap evidence 1 through 6, 10 through 14 (including branch numbers in the case of additional numbers; hereinafter the same shall apply), Eul evidence 1, and Eul evidence 1, and the head of the artificial university annexed to the first instance court.

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