The defendant's appeal is dismissed.

1. The summary of the grounds for appeal (e.g., imprisonment with prison labor for one year and two years of suspended execution) of the lower court is too unreasonable.

2. Determination is advantageous to the Defendant, such as the fact that the Defendant recognized all of each of the instant crimes and reflected, and that the Defendant did not have any previous offense and did not have any previous offense exceeding the fine.

However, in full view of the following: (a) the nature of the crime without accusation is bad; (b) the interest rate of the crime of violating the Interest Limitation Act is higher; and (c) the Defendant’s age, character and conduct, environment; and the motive, background, means and consequence of the instant crime; and (d) the circumstances before and after the instant crime, the lower court’s punishment cannot be deemed to be excessively unreasonable.

Therefore, the defendant's assertion is without merit.

3. As such, the defendant's appeal is without merit, and it is dismissed under Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.