Text
1. The Defendant’s KRW 4,036,277 as well as 5% per annum from December 13, 2016 to April 12, 2018 to the Plaintiff.
Reasons
1. Basic facts
A. On February 28, 2014, the Plaintiff concluded an insurance contract with the Defendant, who is an insurance company, with its mother B as the insured (hereinafter “instant insurance contract”). The main content of the contract is as follows.
The details of major security on February 28, 2014 on the date of contract B (the mother of the plaintiff) insured as the policyholder A (Plaintiff) with securities No. 310, insurance products distributed dividends, APlus Guarantee Insurance 1310.
1. Special agreement on disease, death, high altitude disability: 30 million won; and
2. Special agreement on renewed medical expenses for hospitalization of a disease: 50 million won per subscription.
3. Special agreement on a day for hospitalization of disease (not less than a day): 20,000 won per subscription amount.
4. Special agreement on diagnosis expenses: 10 million won on the subscription amount;
B. Around April 23, 2015, the insured Party B was diagnosed with non-frequency brain ties during the medical examination process of a hospital, and was hospitalized in the Systrest Hospital on August 16, 2015, and was hospitalized in the Systrest Hospital on August 18, 2015, and was hospitalized until June 10, 2016.
The final diagnosis name of the Synish Hospital B is non-heropic cerebral cerebral chronsis (main) and a detailed cerebral chronsis (B).
C. B is currently in the state of 100% of the residual disability due to the current non-frequency brain ties.
On the other hand, prior to February 28, 2014, the date of the conclusion of the instant insurance contract, B, as indicated below, had been diagnosed and treated by a medical institution due to B-type hepatitis, mal-satellite marism, livers, livers, and Gap-ray mar, etc.
The content of the relevant date treatment-related agency’s diagnosis on Apr. 22, 2008 - 1,300 medical treatment rooms, etc. - D hospital’s treatment rooms, etc. - from Oct. 25, 2009 to Oct. 7, 2008 - - 10 to Feb. 19, 2009 - 1,30 medical examination rooms on Feb. 18, 2010 - medical examination rooms on the three-day hospital’s hospitalization hospital’s treatment performance on Feb. 19, 2009 - observation of the results of observation on Feb. 18, 2010.