The Defendant-Counterclaim Plaintiff’s appeal is dismissed.

Expenses for appeal shall be borne by the Defendant (Counterclaim Plaintiff).

purport, purport, and.

1. The defendant's grounds for appeal citing the judgment of the court of first instance are not significantly different from the argument in the court of first instance, and the fact-finding and judgment of the court of first instance are justified even if the evidence submitted in the court of first instance was presented to this court.

Therefore, this Court's ruling is cited in accordance with the main sentence of Article 420 of the Civil Procedure Act, because it is the same as the grounds for the first instance judgment except for the following dismissal.

2. At the bottom of the 12th judgment of the first instance court, the “Plaintiff” of the 3rd is regarded as the “Defendant”.

The 13th judgment of the first instance court is the following parts.

From November 7, 2017 to the 14th day of the same month, the Defendant purchased four insurance policies focusing on the coverage of the deceased’s death (or general death).

double L(the foregoing No. 5) is an insurance that only covers the death of the deceased, who is the insured, and K(the foregoing No. 3) is also an insurance that accounts for most part of the insurance premiums related to the death of the deceased.

In addition, the defendant, as the insured, purchased three insurance products that receive KRW 100 million each at the time of the death (or the death in general) of the deceased. This seems to be an option to receive the death insurance to the maximum extent possible in consideration of the degree of subscription established by each insurance company for the death of the deceased.

When comparing the existing income of the deceased with the insurance proceeds at the time of death, it is difficult to find reasonable grounds to purchase multiple insurance policies to receive a large amount of death benefit in a short period.

3. The decision of the first instance court is legitimate, and the defendant's appeal is dismissed.