1. The Plaintiff:

A. Defendant B shall pay KRW 44,259,263 as well as 39% per annum from September 19, 2012 to the date of full payment.

1. Determination as to the cause of claim

A. Defendant B had an obligation to pay the Plaintiff KRW 3,00,00,00 on January 12, 201; KRW 3,000,00 on June 22, 201; KRW 6,50,000 on July 6, 201; KRW 5,000,00 on August 29, 201; KRW 3,000 on August 31, 201; KRW 3,00,00 on August 31, 200; KRW 9,00,00 on October 24, 201; KRW 9,00,00 on October 24, 200; KRW 4,00 on October 25, 200; KRW 4,00 on October 25, 201; KRW 00,00 on October 17, 201; and KRW 10,301,201.

B. Comprehensively taking account of the purport of evidence No. 2-1 through No. 8 of the judgment against Defendant C, Defendant C’s obligation to pay the Plaintiff the principal amount of KRW 2,300,000 on September 2, 201, 201, KRW 2,300,000 on September 26, 201, KRW 500,000 on October 5, 201, KRW 31, 201, KRW 2,500,000 on October 31, 201, and KRW 3,00,000 on October 31, 201, KRW 200,00 on October 26, 201, KRW 300 on October 17, 201, KRW 50,000 on loan interest rate of KRW 100 on loan, KRW 300,00 on loan basis, KRW 98,200 on loan basis.

C. Comprehensively taking account of the overall purport of the arguments in the statements in Gap evidence Nos. 4-3 through 6, 8, and Eul evidence Nos. 1-12 through 17, Defendant D’s judgment as to Defendant D, as a credit service provider, borrowed KRW 3,00,000 on August 11, 201, from the plaintiff who is the credit service provider, KRW 2,000,000,000 on September 23, 201, and KRW 2,000 on October 4, 201, and KRW 8,000,000 on October 30, 201, and KRW 20,000 on December 5, 2011, it is recognized that Defendant D borrowed KRW 20,00,000 on a yearly basis as of December 6, 2010.