1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Basic Facts

On July 25, 2012, the Defendant visited NongHyup Co., Ltd. (hereinafter referred to as “CF”) branch and opened the Agricultural Cooperative (B) account in the name of the Defendant. On the same day, the Defendant applied for Internet banking service with the said account as a gold bank account and received a security card.

On July 26, 2012, C entered information such as the name and resident registration number of the defendant in the application for the credit card issuance to the plaintiff on the computer-based website by accessing the computer in the address of C, and completing certification with the authorized certificate under the name of the defendant, and entered the name and the resident registration number of the defendant in the application for the credit card issuance to the plaintiff on the computer-based website, entered the No. 201-703, Seo-gu, Daejeon, which is the residence of C in the settlement account column, and received the No. 703, the No. 703

On April 4, 2014, the Defendant filed a criminal complaint with C, and C was prosecuted on July 21, 2015 for fraud, fraud, e-mail, and e-mail, etc. In relation to C’s instant credit card issuance, the indictment against C is stated that C was issued a credit card in the name of the Defendant by requesting the Defendant to change and hold an authorized certificate and security card for the opening of the cell phone, with regard to C’s instant credit card issuance.

After that, the plaintiff's counselor sent a phone phone number with C's mobile phone number to the male who misrepresented the defendant, asked the defendant's resident registration number and the address entered in the application for the issuance of the credit card of this case, and approved the issuance of the credit card to the defendant.

C on July 31, 2012, in the capacity of the Defendant, received the said card at the address of C indicated in the application for the issuance of the instant credit card.

The overdue interest rate under the instant credit card contract is 29% per annum, and as of December 12, 2012, the Plaintiff’s credit card payment claim of the instant credit card amount is 3,450,552 won per annum, and 600 won per annum.