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1. The Defendants jointly share KRW 100,000 for each of the Plaintiffs, and each of them shall be annually from February 1, 2014 to February 3, 2017.
Reasons
1. Facts of recognition;
A. Defendant B Co., Ltd. (hereinafter “Defendant B”) is a company engaged in the business of issuing, selling, and managing credit cards, pre-paid cards, debit cards, etc., and Defendant C Co., Ltd. (hereinafter “Defendant C”) is a company established by joint investment by financial institutions, which engages in business of credit inquiry and credit investigation as prescribed by the Act on the Use and Protection of Credit Information.
The plaintiffs have been using a credit card, etc. with Defendant B by entering into a credit card and a financial transaction contract.
B. The concept of the card accident analysis system and the introduction card accident analysis system (hereinafter “FDS”) are introduced by all domestic credit card companies as a system to detect abnormal or fraudulent use due to theft, loss, forgery, etc. of credit cards. According to FDS, an analysis model is made based on statistical methods using large-scale card use information and pertinent customer information based on the past accident transaction and based on this, if it is discovered that abnormal types of transaction have occurred according to the statistical analysis pattern of the credit card when using the credit card.
C. Defendant B’s credit card leakage 1) conclusion of the FDS development service agreement and provision of credit card customer information to Defendant B, around 2009, upon introduction of FDS through Defendant C. Around May 2012, Defendant B entered into a development service agreement to trade the FDS established with Defendant C. Around May 2012, Defendant C provided the FDS development service for reasons that it is necessary for the development work during the period of FDS development project, and Defendant C’s project overall management manager D, etc. used the FDS development work from May 201 to December 2012.