Defendant shall be punished by a fine of four million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

The Defendant, on August 14, 201, filed a petition with the Suwon District Court for bankruptcy and exemption from liability on August 14, 201 when he delayed or defaulted to pay debts to creditors ELS, KB National Card, DB National Card, Desiramo Asset Management Specialized in Credit Counseling, Credit Counseling Fund, future life insurance, DF Asset Management, DFC, Budget Saemaul Fund, Seoul Guarantee Insurance, and Promotion Mutual Savings Bank, had no intent or ability to pay the payment according to the promise even if he/she received the payment from the victim D, because he/she was in an economically inadequate state, such as having no source of income for the month, and had no intention or ability to receive the payment from the victim D.

1. Around February 15, 2011, the Defendant did not notify the victim that he/she joined the fake number system of five million won per unit operated by the victim and was faced with such difficult economic circumstances, and had taken the Defendant’s view that he/she would normally make the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the payment of the monthly payment of the payment of the payment of the payment of the payment of the payment of the monthly payment of the payment of the payment of the payment of the payment of the payment of the KRW 15 million.

2. On November 10, 201, the Defendant did not notify the victim of the fact that he/she subscribed to the 10 million foot number system per one unit operated by the victim and was faced with such difficult economic circumstances, and did so, the Defendant had taken the same attitude that he/she would normally pay the credit amount when he/she received the credit amount from the victim. From around December 201, and around January 201, the Defendant received the total sum of 20 million won of the total sum of 20 million won of the credit amount from August 201 to July 2013, 2012, and acquired property benefits equivalent to the same amount by failing to pay the credit amount of KRW 14 million over twelve times from August 2012 to July 2013.

Summary of Evidence

1. Part of the defendant;