A defendant shall be punished by imprisonment for two years.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant conspiredd with the Defendant to commit the fraud by using a telephone called “singing” using a name-free passbook with the name-free person and the name-free person as follows.

The name-free person shall secure the inner passbook or a card and a password connected to it and deliver it to the defendant in advance, and the defendant shall confirm whether the above account was available at the cash withdrawal time after receiving it, and notify the account number available to the above person and the account number unsuitable for use. The above name-free person shall make the victims communicate the account number available to him/her by telephone, etc., and make the victims receive the above available account number and make him/her receive a loan by contact with the victim by telephone, etc. As such, he/she shall make the victims transfer the money in advance, deliver it to the victim as above, and shall have the victims transfer money to the current account as confirmed as available, and if it is remitted, the defendant immediately contact the defendant with him/her, and the defendant is waiting in the vicinity of the cash withdrawal time, and some of the money was withdrawn from the cash withdrawal time at the expense of the above defendant's name-free person, and deposit it again at the deposit account again designated by the above victim.

1. On November 20, 2014, the Defendant violated the Electronic Financial Transactions Act: (a) contacted the Defendant to the effect that the debit cards, etc. connected to the circulation passbook from the person under his/her name are stored in the subway station goods of the Guro digital complex; (b) around 20:00 of the same day, the Defendant received the means of access for electronic financial transactions by transmitting the debit cards connected to the Guro digital complex located in Guro-gu Seoul Metropolitan Government with C’s new bank account (D) and its password from that time until November 26, 2014.