1.The judgment of the first instance shall be modified as follows:

Daejeon District Court 2008Gadan41830.

1. The reasoning of the judgment of this court citing the reasoning of the judgment of the first instance is related to the amount collected by the defendant after the termination of the plaintiff's individual rehabilitation procedures.

1. The facts of recognition are as shown in paragraph (d) below 2. E.

addition to paragraph, 7 pages

3. As set out in paragraph 3. above, an additional determination shall be added above the conclusion:

3. In addition to the alteration of the conclusion as stated in Paragraph 4., it is identical to the reasoning of the first instance judgment, and thus, it is cited in accordance with the main sentence of Article 420 of the Civil Procedure

2. (e);

After the termination of the plaintiff's individual rehabilitation procedure, the defendant collected the money as listed below.

F Bank of 25,956,824 on July 29, 2019, F Bank of 10,340,631 on June 5, 2018, F Bank of 2019, KRW 46,076,04 on Nov. 28, 2019, F Bank of 5,35,904 on Nov. 28, 2019

3. Additional determination is based on the annual rate of 24,770,037 won in total of the principal and interest KRW 15,827,89,89 and interest KRW 8,942,138 (=5,018,182-46,044) and the annual rate of 15,827,89 won in total from November 29, 2019 to the date of full payment as indicated below, and the remainder of the debt that the Defendant collected after the completion of the Plaintiff’s individual rehabilitation procedure.

Terms and conditions for appropriating interest on August 15, 2016 to 2016. 8. 10- 27, 827, 89 won 4,570,823 won x June 5, 2016 x 5,75,364 won x 20% per annum on August 11, 2016 to 20: 5,75,364 [15,827, 899 won x 0. 29. 5 [1 + 31-1030 + 3031 + 3650 + 365% per annum on June 29, 2016] £« 205. ＋ 365% per annum 294. 46. 36.29 + 365% per annum

4. Conclusion, compulsory execution based on the instant judgment is 24,770.