Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

No person shall borrow or lend a means of access while receiving, demanding or promising compensation.

Nevertheless, on March 6, 2020, the Defendant: (a) transferred the check of a financial institution to a name-free person who misrepresented the lending company employees at the interest rate of KRW 10 million at the rate of 3% per annum from the name-free person who misrepresented the lending company; (b) in order to receive a loan of KRW 10 million from the designated payment date after receiving communication, the Defendant borrowed the means of access of the financial institution to the name-free person in return for an intangible expectation interest that can receive future loans by promising the name-free person to receive the loan of KRW 10 million from the fixed payment date. (c) On March 9, 2020, in order to receive the loan of KRW 10 million from the letter-type post office located in the name of the Defendant in the name of the National Bank Account (Account Number: Account Number. (B) linked to the letter-based post

Summary of Evidence

1. Application of Acts and subordinate statutes on deposit transaction statement of the police accompanied by the defendant's legal statement C, detailed statement of deposit transaction, and internal investigation report (detailed details of transactions in criminal accounts);

1. Relevant Article 49(4)2 of the Electronic Financial Transactions Act and Articles 6(3)2 and 6(3)2 of the same Act concerning criminal facts and the selection of fines;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;