1. The Defendant’s KRW 29,33,587 and KRW 27,623,826 among the Plaintiff’s KRW 15% per annum from August 7, 2012 to September 4, 2013.

There is no dispute between the parties, or comprehensively taking account of the overall purport of the pleadings in each of the statements in Gap evidence Nos. 1 through 3 (including branch numbers), the defendant was granted a loan of KRW 40,000,000 from the Industrial Bank of Korea under the plaintiff's credit guarantee (guarantee amount of KRW 40,000,000) on July 5, 2010; the defendant lost the benefit due to delay in payment of principal and interest on February 14, 2012; the plaintiff subrogated the Industrial Bank of Korea for the total amount of KRW 41,258,000 on August 7, 2012; the plaintiff subrogated to the Industrial Bank of Korea on behalf of the plaintiff on June 7, 2013 and the same year.

7. 30. A total of 13,634,174 won was recovered from the Defendant and appropriated for the principal. The amount of damages for delay from the subrogated payment to the recovery date was total of 1,709,761, and on the other hand, the rate of damages for delay under an agreement between the Plaintiff and the Defendant as to the amount of subrogated payment was 15% per annum from the date of the above subrogation until September 4, 2013, and 12% per annum from the next day. According to the above facts, the Defendant is obliged to pay to the Plaintiff the remaining amount of interest for subrogation to 27,623,826 won [27,623,826 won per annum 41,258,00 won per annum, 13,634,174 won per annum - 1,709,761 won per annum, 20.3% per annum from the day after the date of subrogated payment to the date of recovery, and the remaining amount of damages to 20.3% per annum