A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. A person who intends to engage in credit business or credit brokerage business in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act shall register the relevant place of business with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, which has jurisdiction over the relevant place of business, while an unregistered credit service provider, etc., shall not receive interest

Nevertheless, on July 30, 2010, the Defendant, without registering a credit business, received interest from E, etc. over eight times from around 15:00 on July 30, 2010 to June 17, 201, after deducting 200,000 won from the prior interest rate of 10,000 won for each month, after deducting 200,000 won from the prior interest rate of 10,000 won for each month, and the principal was paid at the interest rate of 30% per annum under the Interest Limitation Act in the manner of repayment after six months, as shown in the attached list of crimes.

2. A debt collector who violates the Fair Debt Collection Practices Act does not threaten a debtor or his related person in connection with debt collection. However, the defendant threatened the victim on April 2012, 201, stating that at around 14:00, the victim F (the victim F (the 36-year-old age), the victim F (the 36-year-old age-) guaranteed the defendant that he was not able to repay the money borrowed from the defendant, and that "E and P shall have paid the money in return for the terms and conditions, and there is no contact with E that would be able to receive the money, and that it would be the same as that of the son and E, and that the son and E will be included in fraud. The police, and many people are aware that they will be bullying until the end."

Summary of Evidence

1. The defendant's partial statement in the first protocol of trial;

1. Legal statement of the witness H;

1. The statements of witnesses E and F in the third protocol of the trial;

1.The police of I.S.