The defendant's appeal is dismissed.

1. Summary of grounds for appeal;

A. misunderstanding of facts and misunderstanding of legal principles (i.e., G does not directly lend money to the defendant, but instead acted as an intermediary or intermediary for the defendant to borrow money from the principal of G to receive a referral fee or intermediary interest from the defendant, and as a guarantee for the above lending act, it is erroneous in the misunderstanding of facts or misunderstanding of legal principles to recognize the establishment of a crime of fraud against G by deeming that G was a disposal act lending money to the defendant.

It is unlawful for the court below to recognize the total amount stated in the above loan certificate as the fraud amount although the defendant did not accurately confirm the amount borrowed from the victims and the amount stated in the loan certificate prepared by the defendant is included in the interest.

Fidelity victims were well aware of the economic situation of the defendant and the husband of the defendant, so there was no deceptive act that the defendant did not make the victims mistake, and there was no intention to obtain the defendant by deception.

B. The waiver of inheritance by the defendant is aimed at achieving accurate repayment to the victims after determining the principal and interest of the lending entity and the principal by raising the negotiating power of the victims. Therefore, it is too unreasonable to give the defendant a sentence of imprisonment with labor for a seven-year period, considering only the fact that the court below did not pay to the victims.

2. Determination

A. (i) Determination of misunderstanding of facts or misapprehension of the legal doctrine as to the assertion of mistake of facts or misapprehension of the legal doctrine as to (i) the following facts and circumstances acknowledged by the lower court and the evidence duly admitted and investigated by the trial court, i.e., each of the loan amounts stated in (i) the list of crimes as indicated in the lower judgment was prepared between G and the Defendant; (ii) both the loan and repayment of the above loan amounts were made directly between G and the Defendant; and (iii) the Defendant paid the loan to G.