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(영문) 서울중앙지방법원 2017.01.11 2015가단165872
보험금 등
Text

1. Of the instant lawsuit, the Plaintiff’s claim of KRW 10,000,000 shall be dismissed respectively.

2...

Reasons

1. Basic facts

A. On May 1, 2010, when Defendant F and E were enrolled in the H High School located in Gangnam-gu Seoul Metropolitan Government, Defendant D, at night, 19:30 on May 11, 2010 and around 20:00, string the night-time autonomous learning at the same school-friendly Plaintiff B and the above school-friendly Plaintiff B used the camping hole used by the camping hole in the turdy field within the above school-friendly Plaintiff B, and Defendant D, among which she was doing, suffered from the injury, such as the Plaintiff B’s marth, the upper part of the body part of the Plaintiff B as it was.

(hereinafter referred to as “instant accident”). B.

Meanwhile, Defendant C Co., Ltd. (hereinafter “Defendant Co., Ltd”) and Defendant E concluded a “I” insurance contract (hereinafter “instant insurance contract”) with Defendant E and the insurance period from July 30, 2009 to July 30, 206, and applied “I” to the instant insurance contract.

According to the above special terms and conditions, where the insured (including his/her spouse, unmarried children living together with the insured) is liable for any physical disability of another person due to a sudden accident due to his/her daily life, the Plaintiff shall compensate the insured, and the victim may directly claim the payment of the insurance money to the Plaintiff.

C. Since then, Plaintiff B and Plaintiff A filed a lawsuit claiming damages against the Defendants due to the instant accident with Seoul Central District Court 2012Kadan39019.

In the lawsuit above, the physical appraisal of the plaintiff B was conducted, and the appraiser B appraised that it is necessary to conduct pharmacologic treatment, such as anti-competitive agents, etc. for at least three years, and that it is necessary to conduct a trial thereafter, and that it may be necessary to conduct a lifelong treatment.

Accordingly, the plaintiff B's treatment costs of KRW 600,910, pharmacologic treatment costs of KRW 600,360,000 for the first three years.

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