The judgment of the court below is reversed.

Defendant shall be punished by a fine of KRW 5,000,000.

The above fine shall not be paid by the defendant.

1. Summary of grounds for appeal;

A. As to Paragraph 1 of the holding, the Defendant did not lend money to D or G, and only provided a guarantee when he borrowed money from D or G from a person in an unsound name.

B. As to paragraph 2 of the judgment, the Defendant did not have committed the victim F.

2. Determination

A. According to evidence duly adopted and examined by the court below's decision 1) and the court below's decision 200,000 won, the defendant loaned 8.5 million won to D on June 5, 2008 and agreed to receive 6.80,000 won as interest every month, and the defendant loaned 12 million won to G around September 2008 and paid 1,920,000 won after deducting 1080,000 won as interest. The defendant agreed to receive 1080,000 won as interest every month. This part of the defendant's assertion is without merit. Further, as to the violation of the Act on the Registration of Credit Business, etc. and Protection of Financial Users listed in 300,000 won, 70,000 won as interest rate of 20,000 won and 97,000 won as interest rate of 20,000 won as well as 97,000 won as well as 90,00,00,000 won.