1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Comprehensively taking account of the fact-finding results on Gap 1 through 6 (including virtual number)'s identification of the cause of the claim, the defendant set 19.25% per annum from Hyundai Capital Co., Ltd. on July 18, 2008 as 8.25% per annum, but failed to repay the loan with 24% per annum of overdue interest rate of August 11, 2014, there is a total of KRW 7,136,977, interest 6,102,356 and KRW 13,239,333 won per annum from 23.9% per annum to the plaintiff, and the defendant did not fully pay the credit card's total amount of KRW 19.25% per annum from Hyundai Capital Co., Ltd. on August 18, 2014 to 30.37, 197, 2016, 37.36% per annum of the above principal and interest rate of KRW 14.25% per annum,28165% per annum.16

2. According to the conclusion, the plaintiff's claim of this case is justified, and the judgment of the court of first instance is just, and the defendant's appeal is dismissed as it is without merit. It is so decided as per Disposition.