(영문) 인천지방법원 2020.01.15 2017가단2662

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(영문) 인천지방법원 2020.01.15 2017가단2662

보험금

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1. The Defendant’s KRW 81,439,630 for the Plaintiff and KRW 15% per annum from August 23, 2017 to May 31, 2019.

Reasons

(b)To determine the rate of disability payments, if not, on the basis of the diagnosis of the doctor on the date 180th day after the diagnosis becomes final and conclusive;

However, if the time for disability assessment is separately determined in the disability classification table, it shall be done at the risk of such determination.

Article 1 (Grounds for Payment of Insurance Money) of the Special Clause on Disability Pension with 50% or more of the disease (hereinafter referred to as the “Special Clause on Disability Pension with 50% or more”) ① Company shall be entitled to the benefit of the insured under this Special Clause, see the attached Table [Attachment] (Disability Classification Table; hereinafter the same shall apply) of the Insured's

(2) If the rate of payment determined by the Act is 50 per cent or more of the disability payment rate, the following amount shall be paid to a beneficiary (insured if no beneficiary is designated) with a disability pension with a disability of 50 per cent or more of the disease. The payment time and frequency of payment shall be 5 per cent of the insurance amount of this Special Terms and Conditions and the amount of payment shall be determined and paid every 20 years from the corresponding day of the occurrence of the cause for payment (20 times

1. “Disability” means a state of damage to a permanent mental or physical body remaining after recovering an injury or disease: Provided, That symptoms temporarily appearing in the state of a disease or injury, complication, and in the process of receiving treatment therefor are not included in disability; 2) “permanent” means, in principle, a state in which there is no possibility to recover in the future, and is medically recognized as a state of mental or physical damage.

3) The term “after recovery” means a state in which the effects of treatment of an injury or disease cannot be expected, and the symptoms are fixed. 4) However, with respect to a disability for which treatment is not permanently fixed and which temporarily leaves after the completion of treatment for more than five years, the rate of disability payment shall be 20% in the market market.

4. Criteria for determining disability classification.

유사 판례

-인천지방법원 2020.01.15 2017가단2662

-부산지방법원 2017.09.27 2016가합50606

-서울중앙지방법원 2017.09.12 2015가단5355410

-광주지방법원 2020.12.11 2020나51838

-수원지방법원안산지원 2019.03.07 2016가단66578