Defendant

A Imprisonment with prison labor for two years and for one year and six months, respectively.

except that from the date of this judgment.

Punishment of the crime

The Credit Guarantee Fund established under the Credit Guarantee Fund Act (the contributions of the government and financial institutions as the basic fund) guarantees the liabilities of enterprises which lack security capacity by causing them to guarantee the liabilities of enterprises which lack security capacity, thereby facilitating the financing of enterprises and contributing to the balanced development of the national economy by establishing sound credit order through efficient management and operation of credit information.

The Credit Guarantee Fund is operating a B2B guarantee system to revitalize electronic commerce and enhance corporate transparency by removing the uncertainty of recovery of non-faced transactions made on the online market.

B2B Guarantee System is operated in the form of a corporate financing loan on the basis of actual commercial transactions, which is the form of an electronic purchase contract in which a company that wishes to obtain a corporate financing loan enters into an online market (MP) and a company that sells goods (seller) enters into an electronic sale contract by submitting an electronic sale contract and enters into a mutual transaction, MP transfers the above transaction information to the Korea Credit Guarantee Fund's stores, and the Korea Credit Guarantee Fund re-transfers the same to the bank, to the extent guaranteed by the Korea Credit Guarantee Fund, and then directly transfers the bank's loans to a sales company's account within a period of six to one year.

On the other hand, the Bank of Korea's regulations to deal with corporate purchase financing loans to financial institutions are only a real transaction, based on the business registration certificate of purchasing companies and sales companies and the purchase-related documents, such as tax invoice under added tax law, where financial institutions deal with corporate purchase financing loans.