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(영문) 광주지방법원 2017.12.22 2017가합53557
보험에 관한 소송
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On January 18, 2010, the Green Damage Insurance Co., Ltd. concluded and transferred the instant insurance contract with the Defendant as indicated in the attached insurance contract indicating the insured as B (hereinafter “instant insurance contract”). The instant insurance contract and its rights and duties, or contractual status were transferred to the Plaintiff.

(hereinafter referred to as "Plaintiff") Green Insurance Co., Ltd.

B’s hospitalization and receipt of insurance money between July 2, 2010 and July 25, 2016, as indicated in attached Table 2, were hospitalized as between July 2, 2010 and July 25, 201. The Plaintiff paid insurance money of KRW 10,660,000 to the Defendant or B between January 25, 201 and February 10, 2017.

C. (1) Of the insurance contracts that the Defendant concluded with B as the insured from September 30, 2009 to the date of conclusion of the instant insurance contract, the insurance contracts whose coverage is similar to that of the instant insurance contracts, including the instant insurance contracts, are about 4 items as shown in the attached Table 3. From September 30, 2009 to 2010, the insurance contracts whose coverage is similar to that of the instant insurance contracts entered into by B between 2009 to 2010 are about 5 items, and for the same period, the insurance contracts whose coverage is similar to the instant insurance contracts that the Defendant concluded with the Defendant as the insured are approximately 13

(2) The Defendant reported the total amount of 864,900 won as earned income in 2009, and the Defendant did not verify the details of property tax paid between 2009 and 2011, and B paid property tax due to housing possession in 2007.

[Reasons for Recognition] Facts without dispute, Gap 1 and 2 (including each number), each statement of this Court's East Fire Insurance Co., Ltd., AIG Damage Insurance Co., Ltd., Korea Commercial Damage Insurance Co., Ltd., LA Life Insurance Co., Ltd., PCA Life Insurance Co., Ltd., AIA Life Insurance Co., Ltd., Samsung Fire Insurance Co., Ltd., Samsung Fire Insurance Co., Ltd., Samsung Fire Maritime Insurance Co., Ltd.,

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