1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On September 12, 2008, Plaintiff B entered into an insurance contract with the Defendant for non-payment of dividends under the following terms (hereinafter “long-term damage insurance contract”) on behalf of the Deceased C (hereinafter “the deceased”).

Insurance name: Insurance policy number of non-dividend professional program insurance policy: D policyholders and the insured: From September 12, 2008 to September 12, 2068, the insured period of the deceased: The beneficiary of the death insurance proceeds from September 12, 2008 to September 12, 2068: the content of the guarantee (amount paid): the disability 10 million won after the death of the deceased, and the disability of at least 70 million won after the death of the deceased.

B. On July 8, 2013, the Deceased died after falling into the lower parking lot of the foregoing hospital, from the rooftop of the Suwon-si EF Hospital located in Seoul Special Metropolitan City (hereinafter “instant hospital”).

C. Of the terms and conditions of the instant insurance contract, matters concerning the grounds for payment and exemption of the death insurance money are as follows.

[Ordinary Terms and Conditions E. 14. (Compensation for Loss to be Guaranteed by the Company) If the insured, as stated in the Insurance Policy (Insurance Policy), suffers bodily injury (excluding physical assistance equipment, such as acceptance, will, bill, and bill) due to a sudden and incidental accident during the insurance period, the damage resulting from the injury shall be guaranteed in accordance with this Clause.

15.(Non-Guaranteed Damages) ① The Company shall not guarantee any damages arising from the following causes:

1. The intention of the insured;

4. Self-injury by the insured, suicide, attempted suicide, criminal acts under the Criminal Act or acts of violence (Provided, That self-defense under the Criminal Act, emergency evacuation, or legitimate acts shall be guaranteed if acknowledged as legitimate acts);

6. An injury suffered by an insured person due to an accident prescribed in 14. (Damage and Death Insurance Money)